A car accident caused by someone else’s carelessness can upend your life, leaving you with painful injuries and costly damages. Now, you may have to deal with insurance companies, make an insurance claim, or, even worse, the person that caused the auto accident may have been uninsured. When you are concerned about your family’s welfare, it’s hard to focus on healing your injuries.
Our legal team of McKinney car accident lawyers can be there as you seek financial recovery after your car wreck. We can take care of every detail of your case for you, from negotiating a settlement to taking your case to court if necessary.
Forms of Damages You May Be Able to Seek After a Car Accident
If you’ve been hurt in a car accident, the personal injury attorneys at Underwood Law Office understand the difficulties you’re facing as an accident victim. You are likely without a car and facing the prospect of doctors’ appointments and medical bills. You may have missed time from work and lost wages.
You don’t have to bear these losses on your own. We can help you pursue compensation for:
- Pain and suffering, which can reflect your physical and emotional hardships
- Medical bills, including the cost of emergency room care, surgeries, hospitalization, visits to a doctor or a specialist, medications, physical therapy, and more
- Lost wages, including paychecks you missed because of days spent recovering
- Reduced earning capacity, reflecting your future or ongoing inability to earn as you did before the accident
- Disability, if you can no longer work because of your injuries
- Scarring and disfigurement, if your physical appearance has changed
- And other losses
For a free legal consultation with a car accidents lawyer serving McKinney, call (972) 535-6377
Legal Representation at No Upfront Cost to You
Affording a lawyer after a car crash can be a challenge for many victims, as the financial burdens of car repairs, doctor’s visits, and other costs can be steep. However, keep in mind that you don’t have to worry about paying anything out of pocket if you work with our team.
We work based on contingency fees, meaning that we don’t require any fees upfront before we begin the process of your claim or lawsuit. Don’t worry about paying retainers, hourly rates, or other fees. We only receive payment at the end of the process—if and when we win your case.
McKinney Car Accident Lawyer Near Me (972) 535-6377
Don’t Delay in Getting Started with Your Case
Per Texas Civil Practice and Remedies Code § 16.003, you generally have two years to file a personal injury lawsuit. While two years may seem like a long time, that time can go by fast when you’re dealing with doctor’s appointments and other matters after your accident.
We recommend getting started and speaking with a member of our team as soon as possible. We can help you protect your legal options and advise you on your deadline to file suit as soon as you contact us.
Why Partner With an Accident Lawyer Serving Collin County?
Instead of managing a complicated injury case on your own, consider how a lawyer from our firm can guide you through the legal process.
We’re Prepared to Address Your Case’s Challenges
There’s no such thing as an “easy” personal injury case. Each situation comes with its challenges and complexities. Your case might involve:
- An uncooperative insurance company. The claims adjuster might accuse you of causing the collision or might fail to respond to your messages.
- Hard-to-obtain evidence. Our team of investigators will find and use the accident report, witnesses’ statements, and your medical bills to assert the version of the collision.
- Rising healthcare expenses. If you suffered severe injuries, you might require medical care for a lengthy period, meaning you might continually incur medical bills. By consulting with healthcare providers, we can learn more about your anticipated treatments and how much they will cost.
You Won’t Have to Talk to Involved Parties
Tensions can run high in a personal injury case. The claims adjuster might intimidate you into accepting less than you deserve. The at-fault party might contact you directly and send threatening messages.
When you partner with our team, you don’t have to respond to emails, text messages, or phone calls. That’s your lawyer’s job. They will protect you from aggressive insurance companies and the people they represent.
We Can File Your Case’s Necessary Paperwork
Filing a claim or lawsuit requires more than providing your name and phone number. You’ll need to provide specialized information about your situation—some of which you might not have on hand.
It’s worth noting that there is no centralized database where you can file a lawsuit. Instead, Texas asks that you partner with a third-party e-filing service provider. This requirement can add another layer of confusion to your situation.
However, you don’t have to worry about slogging through dense paperwork and legal documents on your own. Your McKinney car accident lawyer will do that for you.
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Auto Accidents Involve Complex Insurance Matters
Compulsory insurance laws require that all registered vehicles be covered by insurance.
In Texas, the state requires minimum liability limits of $30,000 for each injured person, up to $60,000 per accident, and $25,000 for property damage for each accident, according to the Texas Department of Insurance (TDI). This is called 30/60/25. It is basic coverage.
Uninsured or Underinsured Motorist Coverage
If your vehicle is involved in an accident with a car without insurance, you must have uninsured or underinsured motorist insurance. The minimum additional coverage it provides is $25,000 per person and $50,000 per accident. Many drivers carry only enough coverage to meet the minimum required limits. Others drive unlawfully with no insurance.
If another driver is at fault in your accident, you might have to rely on your own insurance coverage for accidents involving uninsured or underinsured motorists (UM/UIM).
Partial and Comparative Fault
If other drivers share the blame for your car wreck or if the accident was partially your fault, this can affect what compensation you receive. It also affects how much the other drivers must pay.
Under the comparative fault statutes of Texas law, you cannot recover compensation if your own fault in your auto accident equals or exceeds 50 percent of the combined negligence of others involved in the accident.
Steps You Can Take to Strengthen Your Case
You may feel overwhelmed after a car accident that leaves you with painful injuries. However, keep in mind that there are certain factors that are within your control that could help strengthen your case for compensation.
Consider taking the following steps after a car accident:
Seek Medical Attention
If you have a serious injury, the most important thing you can do right after any automobile accident or car crash is to see a doctor. Do not delay seeing a doctor if you are hurt. You may need medical evaluation and treatment immediately to ensure your health and safety and to document your injuries.
Tell your doctor about everywhere you hurt, and ensure that your doctor records that information in your medical report. You want to be sure that your doctor knows about every injury. The doctor must be informed so he or she can evaluate you for injuries—possibly dangerous or life-altering ones—that you might not know you have.
Report Your Car Accident to Your Insurance Provider
As soon after the accident, as you can, you must report your automobile mishap to your own insurance company. If you wait too long, you risk complications with your claim. If you don’t give notice of the mishap soon enough, your insurance company may reject your claim.
It’s important that you do not give any recorded or written statement about your mishap to any insurance company—whether yours or that of another person involved in the accident—until you have consulted with an experienced personal injury lawyer.
Take Notes and Keep a Diary
It’s also a good idea to begin keeping notes when beginning auto casualty claims. Record notes about who you speak to, when you spoke, and what you discussed. Record the details about how the car wreck case has affected your daily life. Write down specific information about your recovery, your injuries, and the expenses you have incurred because of the accident and your medical treatment.
Those things can be easy to forget. Keeping a good record means you’ll have the information at hand if it’s needed to support your claim for compensation.
Don’t Sign Releases Without Talking to a Personal Injury Attorney
We do not advise that you sign any agreements presented to you by an insurance adjuster who wants to settle your claim without getting advice from an experienced accident lawyer at a personal injury law firm.
A personal injury lawyer, like those at Underwood Law Office, can help prevent you from giving up important rights and settling your auto injury case for less than you deserve.
We Can Determine Your Accident’s Cause in McKinney
Understanding the cause of your collision helps us pursue compensation for your injury-related expenses. After investigating your accident and injuries, we may find that one or more of the following factors caused your car crash:
- Reckless driving
- Drag racing
- Failing to yield to the right-of-way
- Driver inexperience
- Aggressive driving
- Road rage
- Weaving in and out of lanes
- Failing to abide by traffic signals and signs
We may find that more than one party owes you compensation. For instance, suppose a speeding driver hit you. They applied the brakes, but they were defective and failed. As a result, you could pursue damages from the at-fault driver’s insurer (because they were speeding) and the car’s manufacturer (since it released a defective product).
Hire a McKinney Car Accident Lawyer Today
Let a McKinney car accident attorney at Underwood Law Office help after your auto wreck. We have handled many types of personal injury cases. Our trial lawyers can help you recover the maximum compensation available in your auto injury case.