Suffering critical injuries in a bicycle accident in Anna, TX could change your entire life. When your injuries have affected you physically, emotionally, and financially, it can feel as though the weight of the world is on your shoulders.
Fortunately, if someone else’s negligence caused your bicycle accident injuries, you could be entitled to financial compensation. Explore your legal options for financial recovery when you work with an Anna bicycle accident lawyer at Underwood Law Office. Schedule a free consultation today to determine what your next steps should be and how a personal injury lawyer from our team can help.
Causes of Bicycle Accidents in Anna Texas
Although many people involved in bicycle accidents in Anna are quick to assume the driver of the vehicle that hit them is responsible for their injuries, and that is the case in many situations. Negligent driving is one of the more common causes of bicycle accidents in Anna. Some examples of negligent driving could include:
- Following too closely
- Failure to yield to the right of way
- Failure to stop
- Road rage
- Failure to use a turn signal
- Making illegal turns
- Distracted driving
- Drunk driving
- Drowsy driving
However, there are other causes of bicycle accidents, and a vehicle driver may not be at fault. For example, if the vehicle that hit you was malfunctioning or defective, the driver may not necessarily be responsible. Instead, other parties could share fault, such as:
- Auto parts manufacturers
- Auto parts distributors
- Bicycle manufacturers
- Bicycle distributors
- Motor vehicle dealerships
- Maintenance technicians
- Safety inspectors
- Other third parties
There’s also the possibility that dangerous road conditions caused your collision. When this happens, multiple parties could be at fault for your bicycle accident injuries, including:
- Government agencies
- The Texas Department of Transportation (TxDOT)
- Contractors or subcontractors
- Government officials
- Safety inspectors
- Other third parties
Your Anna bicycle accident attorney’s in-depth investigation into your bicycle accident’s cause will reveal who should cover your damages.
For a free legal consultation with a bicycle accidents lawyer serving Anna, call (972) 535-6377
How Shared Fault Laws Could Affect Your Compensation After an Anna Texas Bicycle Accident
Many bicycle accident victims have concerns that sharing fault for their injuries will impact their right to financial compensation. However, Texas operates under a proportionate responsibility system, per TX Civil Practice and Remedies Code Chapter 33. When you share fault for your injuries, your injury settlement will be reduced in proportion to your percentage of blame.
For example, if you were not wearing a bicycle helmet when the accident happened, the judge may find you 35% responsible for causing your injuries. If this happened, your injury settlement would be reduced by 35%, leaving you with 65% of your initial compensation.
Since sharing fault could significantly impact your case’s outcome, you may want to hire a bicycle accident lawyer in Anna to ensure liability is assessed equitably.
Anna Bicycle Accident Lawyer Near Me (972) 535-6377
What to Expect From Your Insurance Claim After a Bicycle Accident
Filing a claim with the insurance company is one way you may recover compensation following an Anna bicycle accident. Typically this is done by filing a claim with the liable party’s insurance company.
However, the insurance company is not on your side. Although the insurance adjuster may be polite and friendly, ultimately, they are looking out for the insurance company’s financial interests.
Insurance adjusters may manipulate statements to make it appear as though the injury victim is responsible for causing the accident. They may also make low settlement offers in hopes of getting you to settle for far less than your claim is worth.
If you want to avoid being taken advantage of by the insurance company, have your Anna bicycle accident attorney step in and handle the negotiation process for you.
How Insurance Settlement Compensation Works
You may be surprised to find you cannot recover total compensation for your suffering through an insurance settlement. Nobody wants to have to bring their case to court. However, not only are insurance companies advantageous and money-driven, but they are also only required to cover certain types of compensation.
The type of insurance coverage the policyholder purchases will provide you with specific benefits. For example, if the liable driver carried bodily injury liability coverage, this would cover your medical expenses.
However, that does not necessarily mean your medical expenses will be covered in full. Instead, the amount of compensation the insurance company must pay you correlates with the policyholder‘s purchased premium amount
If your damages are greater than the policyholder’s limits, there is a limit to what the insurance company will pay you. Fortunately, you may have other opportunities to recover compensation for your damages.
What Damages Can You Recover in Your Anna Bicycle Accident Lawsuit?
When filing a claim with the insurance company is not enough to meet your needs, you may need to bring your case to court. When you bring your case to court, you may recover compensation for every single loss you’ve suffered related to your bicycle accident and injuries.
Your damages could include economic (financial) and non-economic (non-financial) damages. Some of the possible damages in Anna bicycle accident claims include:
- Lost wages
- Diminished earning capacity
- Loss of enjoyment of life
- Property damage
- Medical expenses
- Costs of medical equipment
- Reputational damage
- Physical and emotional pain and suffering
- Loss of household services
- Disfigurement and skin scarring
You could also recover punitive damages if the Anna civil court system finds the defendant’s actions reprehensible or grossly negligent. Find out what your bicycle accident claim could be worth when you contact our office to discuss the circumstances of your case further.
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Start Working with a Bicycle Accident Lawyer in Anna Texas Today
You should not be stuck covering the costs associated with your bicycle accident injuries when you are not responsible for causing the accident.
Hold the liable party accountable and make them pay for their negligent actions when you work with an Anna bicycle accident lawyer at Underwood Law Office. Call our office or complete our convenient contact form to schedule your no-cost, risk-free consultation today.