Subrogation rights are the right of your insurance company who has made payments to you to also recover from an at fault party. Subrogation rights are usually coming up with regard to your health insurance or sometimes in relation to your own automobile insurance. What you’ll see is your health insurance has paid for your medical treatment and they want to be reimbursed by the insurance company for the at fault party. You also see it in relation to underinsurance. Your insurance company may seek reimbursement for whatever it pays you from the at fault party also.
Subrogation starts with your insurance company paying for your losses when you make a claim for against your own insurance like health insurance or underinsurance. Your insurance company may make a claim for reimbursement against the negligent party’s insurance. If you re also personally making a claim against the negligent party’s insurance it may reduce your recovery.