While ERISA is the federal statute that provides protection for your employment benefits it’s so slanted in favor of the employer and the insurance companies for the employer that it really provides very little protection at all for an individual who’s making claims for their individual benefits that they got as a result of their employment. The deck is stacked in favor of the insurance companies that administer these plans and the employers that pay them.
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Doesn't ERISA protect disability benefits under my disability plan?
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