Yes your own automobile insurance can cover you for an accident on your bicycle if you have underinsurance motorist coverage. Underinsurance motorist coverage is more expansive than some of the regular coverages under an auto insurance policy and it really takes a fairly sophisticated attorney to recognize that the underinsurance can be applicable while you’re riding your bike or even if you’re walking across a crosswalk and you’re struck by an automobile.
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Does my automobile insurance cover Texas bicycle accidents?
Playlist: Bicycle Accidents