Social Security Disability benefits provide considerable financial relief for anybody who is unable to earn a full-time income due to disability. Not everybody, however, is willing or able to give up working completely while receiving these benefits. Thankfully, there is no need to eschew employment altogether, as we explain below:
The Complicated Interplay of Employment And Social Security Disability
Holding down a job won’t necessarily prevent you from obtaining Social Security Disability benefits. In fact, an extensive working history may prove necessary to qualify for benefits in the first place. Many disability recipients continue to work even as they receive benefits; not only do they appreciate the extra income, they often desire the routine, socialization, and personal satisfaction that work provides. That being said, some jobs can complicate disability — and in some cases, the income employees work so hard to earn may actively impede them from receiving benefits.
The Role of Substantial Gainful Activity
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Ultimately, your ability to earn an income while receiving benefits will depend on whether you are involved in ‘substantial gainful activity.’ The Social Security Administration defines substantial gainful activity as any work that results in a monthly income exceeding $1,220 — or $2,040 if you’re blind. If you’re able to keep your income below these essential thresholds, you should have no trouble securing benefits. For some employees, this may mean cutting back on work hours in the interest of maintaining eligibility.
The process of applying for Social Security Disability can prove frustratingly complicated, particularly if you intend to continue working while receiving benefits. Thankfully, you don’t have to navigate the complexities of the Social Security Administration alone. We will help you every step of the way to ensure that you qualify for and ultimately receive disability benefits. Reach out at your earliest convenience to learn more.